3D secure allows the customer to enter a unique password to verify the card they are using for the online transaction. This is the equivalent of the online pin number which will give the merchant greater confidence that the transaction was made by the right person.
All transactions are authenticated in real time to ensure that it is the correct person using the card. Dependent on our banking partners the transaction could be blocked if the shopper fails to be authenticated.
As standard every one of our Merchant Accounts and Gateways come with the latest industry standard fraud prevention aspects and technology. Helping to assist you to avoid fraud and criminal activity.
The ability to ensure that the shopper has indeed purchased using their card even if they aren’t 3D secure registered, the fact the relevant 3D secure requirement came up will offer a level of protection from the online shopper denying that the transaction went through.